There are many investing strategies around. But some rules of thumb remain unchanged for years:

• wide diversification to minimize risk;
• dollar-cost averaging to eliminate chance of bad timing;
• investing small amounts of money to eliminate anxiety in volatile times.

It is not an easy task to fulfill all three rules. Most instruments don’t allow investing small sums while others have relatively high fees or offer very low returns. P2P (peer-to-peer lending) is a beautiful exception here. Some P2P platforms allow investing as little as 1 EUR and can generate annual returns up to 40% or even more (proportional to risk taken). Diversification can be easily achieved by using more than one platform since there are many of them in the market. So if one or couple of investments gets in trouble – it isn’t much of the loss while the rest investments are doing good.

Having wide variety of P2P platforms around gives us pros as well as cons. First of all great competition in the market forces platforms to offer welcome bonuses to new investors. Some bonuses are quite good and if investment is small – they can make significant part of the profit. For example, if investment of 50 EUR gets 10 EUR cashback – that makes 20% profit instantly.

On the other hand wide assortment of P2P platforms makes it difficult and very time consuming to pick the best options in the market. This site is about finding best offers around to invest small sums (50, 100 or 200 EUR) periodically into different instruments while significantly increasing returns by the use of welcome bonuses (investing smart and slow).

Information in this site is kept to be as accurate as possible. Still it’s very important to understand that any investment is risky (profit is a reward for a taken risk). So every investor must make it’s own decision whether invest or not into one instrument or other.